Opportunity and
access for all

Opportunity and access for all

We are a company that allows businesses, fintechs, developers and the government to access embeddable solutions and the widest network of financial institutions in the Philippines.

The UBx Advantage

The Ubx Advantage

Banking and financial services used to distract and interrupt the daily activities of individuals and businesses. Aboitiz-backed UnionBank, Asia’s Best Digital Bank, changed the narrative by launching UBX – the Philippines’ leading Open Finance platform in 2018. Leveraging years of proven banking and technology experience, UBX’s first-in-industry solutions aid MSMEs and large enterprises connect to a high-caliber financial network, fast track automation and improve scalability.

Our Mission

Our Mission

We build open platforms that bring individuals and businesses together while creating marketplaces that aggregate supply and demand successfully.

Our Vision

Our Vision

We create opportunity and access for all by connecting communities and embedding financial services into the activities and experiences that matter.

Our Team

Our Team

UBx is lead by seasoned professionals with significant fintech, eCommerce, banking, insurance, and technology experience.

John Januszczak

President & CEO

Anne Yosuico
Chief Product Officer
Irissa Yacat
Chief Customer Experience Officer
Gladys Ocampo

Chief Human Resources Officer

Alfredo Divino Jr.

Chief Finance Officer

Jaime Garchitorena
Managing Director Open and Embedded Finance
Reyner Villaseñor

Managing Director for Corporate and Government Affairs

Mario Domingo
Global Chief Technology Officer

Our Headquarters

Our Headquarters


33F, UnionBank Plaza, Meralco Avenue, Ortigas Center, Pasig City, Philippines