UBX emerged as a spin-off from UnionBank in 2018 and started as a corporate venture capital arm to invest in fintechs and digital businesses while testing new digital platforms in its innovation garage. This paved the way for the development of our payments solution, lending marketplace and banking-as-a-service platform, which all form today’s core solutions.
UBX has continually transformed into one unified Open Finance Platform by consolidating its core solutions, achieving 22% market penetration in its first four years and serving over 250,000 businesses.
Building on the success of the Open Finance Platform, UBX strategically evolved to provide advanced digital solutions and transformation services not just for MSMEs and government entities but also for enterprises, including mid-sized to large conglomerates. UBX delivers technology advice and development services to businesses lacking digital capabilities, enabling them to leverage the Open Finance Platform.
The best in the industry are leading our team and shaping our culture of innovation.
President & Chief Executive Officer
John Januszczak is the President & CEO of UBX and the Chairperson of ECCP Special Committee on Open Finance and Financial Inclusion. Originally from Canada, his degree in Astrophysics and experience in telecom, commercial software, banking and insurance industries provides a unique and well-rounded perspective on digital platforms. Before spearheading UBX, he played pivotal roles as Senior Executive Adviser at UnionBank and Chief Operating Officer at Manulife Philippines, showcasing his exceptional leadership journey.
Global Chief Technology Officer
Senior Managing Director
Managing Director of AI, Data
Head of Technology Delivery